Bankruptcy

Bankruptcy Services in Fergus Falls

Providing a Variety of Bankruptcy Services

Haugrud Law has been serving Fergus Falls and the surrounding areas with filing bankruptcy for years. Not only does Allen help those filing for bankruptcy, but he also assists creditors. Knowing your options when filing is essential, and Haugrud Law is there for you.

How Does Bankruptcy Work?

Bankruptcy allows someone to get a fresh start when overwhelmed by their debt. Filing for bankruptcy can legally prevent creditors and debt collectors from collecting your debts. It can be a powerful asset to you and keep you protected against debt collectors or creditors that may harass you for your debts. It is, ultimately, a way to have a fresh start in your life.


Two different bankruptcy chapters prevent debt collectors from harassing you: Chapter 13 and Chapter 7.

Chapter 13

  • Chapter 13 is when you’re behind on payments and don’t want to lose something like your home and car. This is for when you need time to catch up on charges.
  • This is also where you would follow a repayment plan from three to five years, depending on your income.

Chapter 7

  • You have to have a low income for Chapter 7 bankruptcy.
  • This will discharge your debts and can include things like child support and student loans.


Aren’t sure about what type of bankruptcy to file for? Contact Haugrud Law to schedule a free consultation where we can go over your options.

Call (218) 998-4299 now – you can count on Haugrud Law for quality legal services.

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